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Federal Law States You Can Opt Out of Obamacare Without Penalty!


Federal law says you CAN opt out of Obamacare and cannot be penalized if you do!



The Media tells us it's a Law. However, the Law states NO. Is this responsible Government?


42 U.S. CODE § 18115 – FREEDOM NOT TO PARTICIPATE IN FEDERAL HEALTH INSURANCE PROGRAMS (Click Here)


No individual, company, business, nonprofit entity, or health insurance issuer offering group or individual health insurance coverage shall be required to participate in any Federal health insurance program created under this Act(or any amendments made by this Act), or in any Federal health insurance program expanded by this Act (or any such amendments), and there shall be no penalty or fine imposed upon any such issuer for choosing not to participate in such programs.


The Act referred to in 42 USC § 18115 is Obamacare:


This Act, referred to in text, is Pub. L. 111–148, Mar. 23, 2010, 124 Stat. 119, known as the Patient Protection and Affordable Care Act. For complete classification of this Act to the Code, see Short Title note set out under section 18001 of this title and Tables.


42 USC § 18115 refers to:

Title 42 – The Public Health and Welfare

Chapter 157 – Quality, Affordable Health Care For All Americans

Subchapter 6 – Miscellaneous Provisions

Section 18115 - Freedom Not to Participate in Federal Health Insurance Programs


According to federal law 42 USC § 18115:


  1. No one is required to participate in Obamacare.
  2. You can’t be fined or penalized if you decline to participate in Obamacare.

None other than Democrat Congresswoman Debbie Wasserman Schultz (Florida) has confirmed this at an April 5, 2010, town hall meeting in Fort Lauderdale,


An attendee asked, “Congresswoman, who gave you the right or the authority to determine whether or not I have to purchase health care?”


Wasserman Schultz replied: “We actually have not required in this law that you carry health insurance. (Click Here) (Click Here) Let me explain what we did:


What we did is that, just like when you’re treated, that we categorize you differently in terms of your tax return when you’re married versus single, just like we categorize you differently when you are a homeowner versus someone who doesn’t own a home, just like we categorize you differently when you have children versus not having children — what we are doing is you will be in a different tax status if you carry insurance versus not carrying health insurance. So you can feel free to choose not to carry health insurance. That’s just going to be reflected in the tax category that you’re in on your tax return. But there is no requirement in this law that you must carry health insurance.

But what did Wasserman Schultz mean by if you don’t carry health insurance it’s “going to be reflected in the tax category that you’re in on your tax return”?


Answer: She’s referring to an IRS code 26 USC § 5000A: Requirement to Maintain Minimum Essential Coverage.

42 USC § 18115 directly contradicts another federal law, the IRS’s 26 USC § 5000A: Requirement to Maintain Minimum Essential Coverage, which says:


An applicable individual shall for each month beginning after 2013 ensure that the individual, and any dependent of the individual who is an applicable individual, is covered under minimum essential coverage for such month.


26 USC § 5000A further states that if “an applicable individual” doesn’t obtain “minimum essential [health] coverage,” he or she “shall be liable” to pay a monthly “penalty” in either a flat dollar amount or as a percentage of one’s income (see here).


That’s how the federal government gets around 42 USC § 18115′s prohibition against penalizing Americans for not obtaining healthcare coverage — by calling it a “tax” and then having the IRS administer the tax.


Obamacare leaves Las Vegas man owing $407,000 in doctor bills (click here)


Bottom line:


There is no requirement under the law to have Obamacare and there is NO penalty. There is also enough contradiction between two federal laws — 42 USC § 18115 vs. 26 USC § 5000A — to keep an army of lawyers busy and tie up the courts in litigation and appeals for years.